Konbit QR
A working account-identification QR that can be shared or downloaded. Real payment authorization remains disabled.
Foundation available
Partner review in progress
Money should move as freely as community does.
NowSpent is the planned financial-services experience inside Konbit. The initial goal is compliant money movement between the United States and Haiti, beginning with provider-supported payout methods.
Product readiness
One clear view of what is live, planned, and partner-dependent.
Cross-border payouts
Planned United States-to-Haiti payouts through supported wallets, accounts, or cards where a licensed provider approves coverage.
Thunes application submittedBank connection
User-authorized bank linking is planned. No bank credentials are collected directly by Konbit.
Provider approval requiredDebit and credit cards
Virtual debit, physical debit, and secured-credit applications are designed but cannot issue cards without a licensed issuer.
Issuer requiredKonbit Score
An explainable, non-credit score built from useful Konbit activity: profile completion, community participation, marketplace, business, and discovery.
Live in KonbitU.S. credit score
A separate, consumer-permissioned experience planned through a bureau-data provider such as Bloom Credit. It never changes the Konbit Score.
Provider approval requiredBusiness tools
Business profiles and marketplace storefronts are available, with invoices, analytics, and merchant payments reserved for later approval.
Foundation availableResponsible launch
Designed for licensed-provider integration.
NowSpent does not currently transmit, hold, settle, lend, issue cards, or provide consumer credit reports. Production launch depends on licensed partners, legal review, and the required compliance program.
Identity and business verification AML, sanctions, and fraud controls Encrypted, permission-based data handling Transparent fees, limits, and transaction status
Integration path
Built to connect, without pretending the rails are already live.
Bank connection
User-authorized account linking; Konbit never asks for online-banking passwords.
Global movement
The Thunes application has been submitted. Technical access remains pending partner review and approval.
Credit data
Bloom Credit is the recommended U.S. tri-bureau API layer for consumer-permissioned score experiences.
Legal operator
Bailout Recovery Services LLC
Konbit and NowSpent are products operated by Bailout Recovery Services LLC, United States.